Stronger together? Shocks, educational investment, and self‑help groups in Tanzania
| dc.contributor.author | Mugizi, Francisco M.P | |
| dc.date.accessioned | 2023-04-18T14:46:29Z | |
| dc.date.available | 2023-04-18T14:46:29Z | |
| dc.date.issued | 2022 | |
| dc.description.abstract | Do income shocks affect educational investment? Can self-help groups or Savings and Credit Cooperative Organizations (SACCOs) mitigate the impact of shocks on educational investment? Using nationally representative panel data from Tanzania, I find that educational investment suffers because of income shocks. On a whole, I find that income shock is negatively correlated with educational investment measured in per school-age child educational expenditure. However, I find no strong evidence to suggest that self-help groups and SACCOs buffer against income shocks. This suggests that locally available buffering mechanisms such as self-help groups and SACCOs do not necessarily help households to cushion against income shocks partly because many of the shocks affect most people in a given locality. Therefore, relying solely on the local mitigating mechanisms may not be a good option. This calls for a need to design policies that would enable households to insure themselves beyond their local insurance mechanisms. Public insurance and social safety nets programs may help households to overcome income shocks. | en_US |
| dc.identifier.uri | http://hdl.handle.net/20.500.11810/6042 | |
| dc.language.iso | en | en_US |
| dc.publisher | Springer | en_US |
| dc.subject | Shocks · Educational investment · Self-help groups · SACCOs · Tanzania | en_US |
| dc.title | Stronger together? Shocks, educational investment, and self‑help groups in Tanzania | en_US |
| dc.type | Journal Article, Peer Reviewed | en_US |