Impact of Microfinance on Smallholder Farm Productivity in Tanzania: The Case of Iramba District

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dc.contributor.authorGirabi, Frank
dc.contributor.authorMwakaje, Agnes G.
dc.date.accessioned2016-03-16T10:05:40Z
dc.date.available2016-03-16T10:05:40Z
dc.date.issued2013
dc.description.abstractOver the past two decades, there has been a high promotion of microfinance institutions (MFI) in Tanzania. In 1990s there was only 825 MFI which increased to 1,875 in 2005. Currently, the country is estimated to have more than 5000 MFI. The promise of MFI lies in the belief that microfinance could empower poor people to fight against poverty through easy access to credit. But what is the actual impact of MFI on the ground? Empirical evidence in this area is inconclusive. The objective of this study was to investigate the impact of microfinance on agricultural productivity by smallholder farmers in Tanzania with the case study of Iramba District. A total of 98 respondents were selected randomly from credit beneficiaries (CB) and noncredit beneficiaries (NCB). The collected data were analyzed through descriptive statistics and multiple regression analysis. Findings revealed that, CB realized high agricultural productivity compared to the NCB respondents. This is partly because the CB were relatively better in accessing markets for agricultural commodities, use of inputs and adoption of improved farming technologies. The major factors hindering smallholder farmers’ access to credit were reported to be lack of information, inadequate credit supply, high interest rates and defaulting.en_US
dc.identifier.citationGirabi, F. and Mwakaje, A.E.G., 2013. Impact of microfinance on smallholder farm productivity in tanzania: The case of iramba district. Asian Economic and Financial Review, 3(2), p.227.en_US
dc.identifier.urihttp://hdl.handle.net/123456789/1000
dc.language.isoenen_US
dc.subjectMicro fiancéen_US
dc.subjectagricultural productivityen_US
dc.subjectpoverty alleviationen_US
dc.subjectAfricaen_US
dc.subjectTanzaniaen_US
dc.subjectIramba Districten_US
dc.titleImpact of Microfinance on Smallholder Farm Productivity in Tanzania: The Case of Iramba Districten_US
dc.typeJournal Article, Peer Revieweden_US
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